The influence of financial literacy and the lifestyle housewives on family financial management

Authors

  • Dewi Idadir Rifngah Rifngah Sekolah Tinggi Ilmu Administrasi Pembangunan Jember
  • Ningrum Suryadinata Sekolah Tinggi Ilmu Administrasi Pembangunan Jember

DOI:

https://doi.org/10.53697/emba.v4i1.1725

Keywords:

Financial Literacy, Lifestyle, Financial Management

Abstract

Good financial literacy can help families achieve financial stability and improve mutual well-being. Lifestyle greatly affects family finances and how housewives can balance between the needs to still be able to manage finances well. Have stable finances so that you are wise in determining future savings and long-term investments. The Influence of Financial Literacy and Housewives' Lifestyle on Family Financial Management. This study aims to determine the influence of financial literacy and lifestyle of housewives on family financial management in Sumberejo village. The data collection method used in this study was questionnaire and data analysis using multiple linear regression. The result of the showed that financial literacy on financial management and lifestyle on financial management. It can be partially concluded that “there is an influence of financial literacy and lifestyle on family financial management”

References

Adil, M., Singh, Y., & Ansari, M. S. (2022). How financial literacy moderate the association between behaviour biases and investment decision? Asian Journal of Accounting Research. https://doi.org/10.1108/AJAR-09-2020-0086

Amagir, A., Groot, W., van den Brink, H. M., & ... (2020). Financial literacy of high school students in the Netherlands: knowledge, attitudes, self-efficacy, and behavior. International Review of …. https://www.sciencedirect.com/science/article/pii/S1477388020300128

Baker, H. K., Kumar, S., Goyal, N., & Gaur, V. (2019). How financial literacy and demographic variables relate to behavioral biases. Managerial Finance. https://doi.org/10.1108/MF-01-2018-0003

Csorba, L. (2020). The determining factors of financial culture, financial literacy and financial behavior. Public Finance Quarterly= Pénzügyi Szemle. http://unipub.lib.uni-corvinus.hu/8669/

Deuflhard, F., Georgarakos, D., & ... (2019). Financial literacy and savings account returns. Journal of the European …. https://academic.oup.com/jeea/article-abstract/17/1/131/4981453

Farida, M. N., Soesatyo, Y., & Aji, T. S. (2021). Influence of financial literacy and use of financial technology on financial satisfaction through financial behavior. … of Education and Literacy …. https://journals.aiac.org.au/index.php/IJELS/article/view/6478

Fong, J. H., Koh, B. S. K., Mitchell, O. S., & ... (2021). Financial literacy and financial decision-making at older ages. Pacific-Basin Finance …. https://www.sciencedirect.com/science/article/pii/S0927538X20306934

Hasan, M., Le, T., & Hoque, A. (2021). How does financial literacy impact on inclusive finance? Financial Innovation. https://doi.org/10.1186/S40854-021-00259-9

Hermansson, C., & Jonsson, S. (2021). The impact of financial literacy and financial interest on risk tolerance. Journal of Behavioral and Experimental …. https://www.sciencedirect.com/science/article/pii/S2214635020303798

Ingale, K. K., & Paluri, R. A. (2022). Financial literacy and financial behaviour: A bibliometric analysis. Review of Behavioral Finance. https://doi.org/10.1108/RBF-06-2020-0141

Kadoya, Y., & Khan, M. S. R. (2020). Financial literacy in Japan: New evidence using financial knowledge, behavior, and attitude. Sustainability. https://www.mdpi.com/2071-1050/12/9/3683

Lopus, J. S., Amidjono, D. S., & Grimes, P. W. (2019). Improving financial literacy of the poor and vulnerable in Indonesia: An empirical analysis. International Review of Economics …. https://www.sciencedirect.com/science/article/pii/S1477388019300143

Lusardi, A. (2019). Financial literacy and the need for financial education: evidence and implications. Swiss Journal of Economics and Statistics. https://doi.org/10.1186/s41937-019-0027-5

Morgan, P. J., & Long, T. Q. (2020). Financial literacy, financial inclusion, and savings behavior in Laos. Journal of Asian Economics. https://www.sciencedirect.com/science/article/pii/S1049007820300415

Morgan, P. J., & Trinh, L. Q. (2019). Determinants and impacts of financial literacy in Cambodia and Viet Nam. Journal of Risk and Financial Management. https://www.mdpi.com/1911-8074/12/1/19

Nicolini, G., & Haupt, M. (2019). The assessment of financial literacy: New evidence from Europe. International Journal of Financial Studies. https://www.mdpi.com/2227-7072/7/3/54

Panos, G. A., & Wilson, J. O. S. (2020). Financial literacy and responsible finance in the FinTech era: capabilities and challenges. The European Journal of Finance. https://doi.org/10.1080/1351847X.2020.1717569

Rai, K., Dua, S., & Yadav, M. (2019). Association of financial attitude, financial behaviour and financial knowledge towards financial literacy: A structural equation modeling approach. FIIB Business Review. https://doi.org/10.1177/2319714519826651

Rieger, M. O. (2020). How to measure financial literacy? Journal of Risk and Financial Management. https://www.mdpi.com/1911-8074/13/12/324

Santini, F. D. O., Ladeira, W. J., Mette, F. M. B., & ... (2019). The antecedents and consequences of financial literacy: a meta-analysis. International Journal of …. https://doi.org/10.1108/IJBM-10-2018-0281

Sekita, S., Kakkar, V., & Ogaki, M. (2022). Wealth, financial literacy and behavioral biases in Japan: the effects of various types of financial literacy. Journal of the Japanese and International …. https://www.sciencedirect.com/science/article/pii/S0889158321000691

Stella, G. P., Filotto, U., & Cervellati, E. M. (2020). A proposal for a new financial literacy questionnaire. International Journal of …. https://www.academia.edu/download/73068875/43429.pdf

Downloads

Published

2024-06-25

How to Cite

Rifngah, D. I. R., & Suryadinata, N. (2024). The influence of financial literacy and the lifestyle housewives on family financial management. Jurnal Ekonomi, Manajemen, Bisnis Dan Akuntansi Review, 4(1), 7. https://doi.org/10.53697/emba.v4i1.1725

Issue

Section

Articles

Similar Articles

1 2 3 4 5 6 7 8 > >> 

You may also start an advanced similarity search for this article.