Analysis of the Influence of Liquidity and Solvency on the Profitability of PT Bank Mandiri (Persero) Tbk

Lisi Rahmadayanti; Yun  Fitriano; Abdul  Rahman

doi:10.53697/emba.v1i2.307

Authors

Lisi Rahmadayanti Study Program of Accounting, Faculty of Econimic, Universitas Dehasen Bengkulu
Yun Fitriano Faculty of Economic, Universitas Dehasen Bengkulu
Abdul Rahman Faculty of Economic, Universitas Dehasen Bengkulu

DOI:

https://doi.org/10.53697/emba.v1i2.307

Keywords:

Liquidity, Solvency, Profitability, Indonesia Stock Exchange, Bank

Abstract

This study aims to analyze the effect of liquidity (LDR) and solvency (CAR) on profitability BOPO. This analysis uses the independent variables of liquidity, solvency. The independent variable is focused on LDR, CAR while the dependent variable is profitability, namely BOPO. The data used is secondary data originating from the annual financial statements of independent banks listed on the Indonesian stock exchange for the period 2010 to 2020. The data testing method uses the classical assumption test, multiple linear regression, coefficient of determination (R2), by testing the hypothesis test. t and f test. The results of the study using multiple linear regression with t-test showed that LDR had a t-count value of 2.520 with a significant level of 0.03 more than 0.05 or 5%. The CAR has a t-count of 5.170 with a significant level of 0.016 which is greater than 0.05 or 5%. Based on the results of the f (simultaneous) test, it shows that the calculated f value is 9.929 with a significant level of 0.023 which is smaller than 0.05 or 5%. Thus, LDR, CAR have a positive and significant effect on BOPO

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