Rumatoras, Salima, et al. “Innovations in Marketing Management of Islamic Banks Facing Global Market Challenges in Jayapura”. Jurnal Ekonomi, Manajemen, Bisnis Dan Akuntansi Review, vol. 3, no. 2, Dec. 2023, pp. 563 – 568, doi:10.53697/emba.v3i2.1518.