Marlina, Haslindah, and Hartas Hasbi. “Analysis of the Factors Influencing Public Decision to Use Conventional Banks from the Perspective of Islamic Banking”. Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review 5, no. 1 (May 28, 2025): 9. Accessed June 4, 2025. https://penerbitadm.pubmedia.id/index.php/JER/article/view/2491.