Literasi Keuangan Dan Toleransi Risiko Terhadap Keputusan Investasi Anggota Galeri Investasi Bursa Efek Indonesia Fakultas Ekonomi Dan Bisnis Universitas Negeri Padang

Authors

  • Alrahmanto Sekolah Tinggi Ilmu Ekonomi KBP Padang
  • Laynita Sari Sekolah Tinggi Ilmu Ekonomi KBP Padang
  • Dewi Zulvia Sekolah Tinggi Ilmu Ekonomi KBP Padang

DOI:

https://doi.org/10.53697/emak.v6i2.2364

Keywords:

Financial Literacy, Risk Tolerance, Investment Decisions

Abstract

The objective of this study is to determine whether financial literacy and risk tolerance influence investment decisions at the Investment Gallery of the Indonesia Stock Exchange, Faculty of Economics and Business, Universitas Negeri Padang. This research employs a quantitative approach, with the study's subjects being members of GIBEI FEB UNP from the 2021–2023 cohorts, totaling 38 individuals. Data were collected through questionnaires distributed to GIBEI FEB UNP members. Data processing was conducted using SPSS version 26. The results of this study indicate that financial literacy has a positive and significant effect on investment decisions, whereas risk tolerance does not affect investment decisions.

Downloads

Download data is not yet available.

References

Ayudiastuti, L. (2021). Analisis pengaruh keputusan investasi mahasiswa. Jurnal Ilmu Manajemen, 9(3), 1138–1149.

Bajtelsmit, V. (2023). Designing behavioral prompts to improve saving decisions: Implications for retirement plans. Financial Planning Review, 6(2), ISSN 2573-8615, https://doi.org/10.1002/cfp2.1163

CNBC Indonesia. (2022). 14 Aplikasi Investasi Saham & Reksa Dana Terbaik & Sah di OJK. https://www.cnbcindonesia.com/market/20220627160604-17-350742/14-aplikasi-investasi-saham-reksa-dana-terbaik-sah-di-ojk

Diva, I., & Suardana, K. A. S. (2023). Pengaruh Literasi Keuangan, Toleransi Risiko, Dan Faktor Demografi Terhadap Keputusan Investasi Mahasiswa. Ekonomi Dan Bisnis, 12(05), 810–821.

Fan, L. (2022). Mobile investment technology adoption among investors. International Journal of Bank Marketing, 40(1), 50–67, ISSN 0265-2323, https://doi.org/10.1108/IJBM-11-2020-0551

Hasavari, S. (2024). Government Oversight and Institutional Influence: Exploring the Dynamics of Individual Adoption of Spot Bitcoin ETPs. 30th Americas Conference on Information Systems, AMCIS 2024

Hussain, S. (2023). Risk tolerance as mediating factor in individual financial investment decisions: a developing-country study. Journal for Studies in Economics and Econometrics, 47(2), 185–198, ISSN 0379-6205, https://doi.org/10.1080/03796205.2023.2218053

Kustodian Sentral Efek Indonesia (KSEI). (2024). Pertumbuhan Investor.

Melnikov, R.M. (2024). The Impact of Financial literacy on the Choice of Financial Instruments by Private Investors in Russian Conditions. Finance: Theory and Practice, 28(5), 239–248, ISSN 2587-5671, https://doi.org/10.26794/2587-5671-2024-28-5-239-248

Mohta, A. (2024). Moderating role of millennials' financial literacy on the relationship between risk tolerance and risky investment behavior: evidence from India. International Journal of Social Economics, 51(3), 422–440, ISSN 0306-8293, https://doi.org/10.1108/IJSE-12-2022-0812

Mumtazah, M. R., & Anwar, M. (2022). Analisis pengaruh herding behavior dalam memoderasi keputusan investasi saham pada Mahasiswa UPN Veteran Jawa Timur. Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan, 5(1), 115–123.

Murhadi, W.R. (2023). THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIAL INTEREST ON THE FINANCIAL RISK TOLERANCE OF INVESTOR IN INDONESIA. Journal of Law and Sustainable Development, 11(2), ISSN 2764-4170, https://doi.org/10.55908/sdgs.v11i2.310

Otoritas Jasa Keuangan. (2022). Survei Nasional Literasi dan Inklusi Keuangan Tahun 2022. https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-Tahun-2022.aspx

Putri, K. A. S., & Andayani, S. (2022). Literasi keuangan dan pendapatan terhadap keputusan investasi mahasiswa dengan perilaku keuangan sebagai variabel intervening. Journal of Management and Bussines (JOMB), 4(2), 1075–1089.

Rahmawati, D., Wardani, L., & Kusmayadi, I. (2023). Analisis Pengaruh Literasi Keuangan Dan Risk Tolerance Terhadap Keputusan Investasi (Studi Kasus Pada Kelompok Studi Pasar Modal (KSPM) Universitas Mataram). Jurnal Magister Manajemen UNRAM, 12(2), 141–148.

Sa’diyah, C. (2024). Cryptocurrency investment: Evidence of financial literacy, experience, and risk tolerance. Investment Management and Financial Innovations, 21(3), 148–159, ISSN 1810-4967, https://doi.org/10.21511/imfi.21(3).2024.13

Sari, L., Mary, H., Elfiswandi, E., Zefriyenni, Z., & Lusiana, L. (2021). Kinerja Perusahaan Dan Bi Rate Terhadap Return Saham Bank Bumn. Jurnal Ekonomi Manajemen Sistem Informasi, 2(4), 544–555.

Sejati, D. W. (2023). Mahasiswa dan Pelajar Dianggap Perlu Tingkatkan Literasi Keuangan—Espos.id | Espos Indonesia dari Solo untuk Indonesia. https://news.espos.id/mahasiswa-dan-pelajar-dianggap-perlu-tingkatkan-literasi-keuangan-1557018

Sivasankaran, R. (2023). FAMILY DEMOGRAPHICS SWAY WITH A ROLE OF FINANCIAL ADVISOR IN RISK TOLERANCE AND INVESTMENT DECISION OF WOMEN WORKING IN IT SECTOR, CHENNAI. International Journal of Professional Business Review, 8(1), ISSN 2525-3654, https://doi.org/10.26668/businessreview/2023.v8i1.910

Srinivasan, K. (2023). Investigating self-efficacy and behavioural bias on investment decisions. E a M: Ekonomie a Management, 26(4), 119–133, ISSN 1212-3609, https://doi.org/10.15240/tul/001/2023-4-008

Tahir, M.S. (2023). The role of financial risk-taking attitude in personal finances and consumer satisfaction: evidence from Australia. International Journal of Bank Marketing, 41(4), 787–809, ISSN 0265-2323, https://doi.org/10.1108/IJBM-09-2022-0431

Triana, O. F., & Yudiantoro, D. (2022). Pengaruh literasi keuangan, pengetahuan investasi, dan motivasi terhadap keputusan berinvestasi mahasiswa di pasar modal syariah. SERAMBI: Jurnal Ekonomi Manajemen Dan Bisnis Islam, 4(1), 21–32.

Wang, Y. (2024). Do cryptocurrency investors in the UK need more protection?. Journal of Financial Regulation and Compliance, 32(2), 230–249, ISSN 1358-1988, https://doi.org/10.1108/JFRC-03-2023-0036

Zhao, Z. (2024). Social media and family investment behavior. Finance Research Letters, 61, ISSN 1544-6123, https://doi.org/10.1016/j.frl.2023.104945

Downloads

Published

2025-03-26

How to Cite

Alrahmanto, Laynita Sari, & Dewi Zulvia. (2025). Literasi Keuangan Dan Toleransi Risiko Terhadap Keputusan Investasi Anggota Galeri Investasi Bursa Efek Indonesia Fakultas Ekonomi Dan Bisnis Universitas Negeri Padang. Jurnal Ekonomi, Manajemen, Akuntansi Dan Keuangan, 6(2), 11. https://doi.org/10.53697/emak.v6i2.2364

Issue

Section

Articles

Similar Articles

<< < 7 8 9 10 11 12 13 14 15 16 > >> 

You may also start an advanced similarity search for this article.