Safitri, Vivi Aulia, et al. “Muamalah Fiqh Analysis On Hybrid Contract Model And Its Application To Islamic Financial Institutions”. Jurnal Ekonomi, Manajemen, Akuntansi Dan Keuangan, vol. 4, no. 4, Oct. 2023, pp. 1195 – 1200, doi:10.53697/emak.v4i4.1458.