Pane, Siddik Bonar, and Mustapa Kamal Rokan. “Marketing Strategy for Hajj Program Financing (PROHAJJ) With Wakalah Bil Ujrah Wal Qard Akad at PT. Bank Muamalat Indonesia, Tbk Rantauprapat Branch”. Jurnal Ekonomi, Manajemen, Akuntansi Dan Keuangan, vol. 3, no. 3, May 2022, pp. 749 –756, doi:10.53697/emak.v3i3.590.